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Click hereLouis Hartman, the suave and calculating CEO of Hartman & Co., stood at the floor-to-ceiling windows of his office, gazing out at the Manhattan skyline as his day came to a close. It was already past 10 pm, the sun long set. He had just finished a meeting with his board, and it dawned on him that for all the success of his investment firm, it was time to venture into new, innovative investment products if he wanted to continue to ride the next wave of success. His reputation was one of a self-made millionaire, skirting on the edge of what was morally and legally admissible and making billions in the process for his clients.
Louis prided himself to have some of the sharpest minds in his industry in his team. His mind wandered to Samantha, one of his up-and-coming associates who had stopped him in the corridors earlier today, whispering into his ear with bated breath that she'd like to step by towards the end of the day to pitch him a new product.
Louis caught himself appraising his associate not just for her sharp mind but also for her honed physique. Samantha was easily one of the most attractive women in his industry, with a sophistication and poise that was impossible to ignore. It was a pity he had spotted a wedding ring on her finger. Louis pressed the button of his intercom to see if Samantha was still at her desk.
Unsurprisingly, given her ambition, the late hour was no deterrent and he found her alluring voice responding to his call. Within minutes, his eyes rested on the stunning dark-haired associate across from him, her shapely legs crossed and her skirt riding high on her thighs, revealing a tantalizing glimpse of smooth, creamy skin.
As his eyes lingered on the ravenette, he couldn't help but notice the way the soft light from the table lamp danced across her features, accentuating the sharp lines of her cheekbones and the fullness of her lips. She was a vision of elegance, her confidence radiating an aura of seduction that was impossible to ignore. He felt a stir of excitement that was entirely unrelated to whatever smart idea she was about to pitch.
He could feel the air in the room thicken with anticipation. The soft hum of the office's climate control system seemed to fade into the background, and the only sound that remained was the gentle rustle of the beauty's breathing. Her eyes, a piercing shade of blue, met Louis', and for a moment, they simply stared at each other, the tension between them palpable. Eventually, she turned away her gaze, fumbling with the ring on her finger.
He finally broke the awkward silence with a brisk statement. "So, tell me. You think you've got something innovative?" He feigned boredom. How often he had been subjected to associates thinking they had struck gold, when really they had just given an old, well-trodden idea a new coating. At the end of the day, investment products were always variations of the same exploitative model: first pay the investment broker, then see if the remaining profits can even out the risks over time.
Samantha's lips, painted a deep shade of crimson, curled into a subtle smile, and she leaned forward, her elbows resting on the armrests of her chair. "Louis, I have no doubt whatsoever that I am going to intrigue you tonight." His eyebrow raised, his gaze wandered past her full lips full of promise to her perky, full breasts. The sound of her gentle breathing was almost imperceptible, but it was enough to draw his attention to the rise and fall of her chest, where the soft silk of her blouse clung to the curves of her breasts. The silk of her blouse rustled softly, releasing a whisper of her perfume into the air, a heady scent that mingled with the tired aroma of an office that had seen far too many men walk in and out throughout a long day.
"Tell me then", Louis yawned, feigning a lack of interest. Louis noticed the subtle movement of her ankle as she shifted her weight, the delicate bones of her foot flexing ever so slightly in her high-heeled shoe. He admired women that ignored the modern fashion of female suits in favour of a more feminine attire.
The associate's voice was like a melody, soft and methodical, as she spoke. "I understand that you're looking for a unique investment opportunity for your clients, something that will truly set us apart from the rest. And I believe I have just the thing." She leaned in closer, her eyes sparkling with excitement. "The 'Hot Wives' concept is a one-of-a-kind offering, where our clients can invest in a sophisticated, beautiful woman and enjoy exclusive access to her and her luxurious lifestyle."
Louis was taken aback. He drew a sharp breath, the air in the room vibrated with tension as he took a second look. Was this woman an even more interesting thinker than she was attractive? His eyes widened in surprise, but he quickly regained his composure. "Explain this investment product to me. How can this even be a product?" he said, but his voice betrayed him, dropping to a low, husky tone while he leaned forward.
Her shoulders relaxed, and her chest seemed to expand, drawing his gaze to the subtle swell of her breasts. Her smile deepened, and she leaned forward, her eyes never leaving Louis' face. She mirrored his forward-moving body posture, involuntarily giving him a better view of her décolleté while her words hung in the air.
As the young woman's eyes sparkled with excitement, her voice took on a conspiratorial tone. It struck him, she couldn't have been 30 years old yet. "Think it through, Louis," she almost whispered, so that he imagined her breath caressing his ear. "A select group of your most discerning clients, each with the opportunity to own a percentage of a woman like me. A woman who is intelligent, sophisticated, and beautiful. A woman who is spoken for but wishes to go beyond her current stature. A woman who can provide them with companionship, conversation, and...other benefits. And a multi-million dollar investment, as risky as it is profitable, promising an almost 150% return."
Louis swallowed hard at the image forming in his head. He could almost feel the heat of her body, close to his, while his thoughts started running in different directions. His analytical mind tried to make sense of such a hot, but clearly non-sensical idea, while his emotions forced him to imagine what it would be like to have her as one of the women launching the new product. He knew nothing about her husband, she had never talked about him. And yet, he knew, if there was any business sense in what she was proposing, he would have to have her as his own investment project.
As he felt a slow burn of desire ignite within him, he steeled himself to ask the tough business questions. His voice, low and measured, started to evaluate her thought process. Meanwhile, the thought of his clients having access to her, of owning a piece of her, sent a thrill of excitement through him.
"And how would this... arrangement work, exactly?"
The associate's smile deepened, and she stepped up to his desk, her curves hugging her dress. "The arrangement would be quite simple, really," she volunteered. "Each client would purchase a percentage of ownership in one of our...ladies, and in return, they would receive exclusive access to her time, companionship, and investment potentials."
As she spoke, her eyes never left him, and he could feel the tension between them building. He leaned back in his chair to avoid feeling the heat of her body so close to his, his eyes narrowing slightly as he steepled his fingers together. "I see," he murmured, his voice low and measured. "You want me to create an escort agency. That is hardly an investment product, Samantha. I thought you better than this."
"Well, Louis, hear me out. You will find that the role of these ladies would far exceed simply providing our clients with the ultimate luxury experience," she explained. She produced a folder with papers, full of predictions, price structures and financial forecasts. Her long, elegant fingers traced along the papers. "Let me explain in more detail.", her voice taking on a conspirational tone.
"I am pitching you today the "Hot Wife Investment Fund". The price structure would be tiered, of course. We would offer different levels of ownership, each with its own set of benefits and privileges."
Louis gaze wandered between her papers and her slender figure. He wasn't sure whether he was more interested in undressing her, or in uncovering her most unconventional thinking. His mind was racing, partly imagining the marketing potential, the way he could spin this to his clients - and partly undressing Samantha in his mind. He did wonder, was her skin as smooth as her talking? "Tell me more," he murmured, his voice low and urgent.
His counterpart smiled, a small, enigmatic smile. She walked around the desk to lean in closer, her voice barely above a whisper. "The top tier would include a full share of ownership in hot wife, giving the client the ability to make all decisions regarding her schedule, her appearance, and her interactions with other clients."
Louis' eyes widened, his heart racing as he imagined the possibilities. "And the lower tiers?" he asked, surprised he was still seriously thinking that she would eventually make business sense.
"The lower tiers would include partial ownership, with correspondingly limited privileges," she explained. "But rest assured, every client would have access to a level of luxury and exclusivity that is simply unparalleled."
The quiet rustle of papers on the table, the soft movement of the silk on her skin - Louis had difficulties concentrating. He was growing impatient. This either had to start being so interesting from a business perspective that it would captivate his attention, or he would have to seriously consider breaking HR protocol with the seductress located just a few centimetres from him.
"Stop the sales language. Give me the hard, cold financials." He noticed his cock stirring, betraying his dispassionate voice. It was good he was partly covered by his modernist desk - though at the angle that his subordinate was standing, he couldn't be certain if he hadn't already revealed too much interest one way or another.
Her white, beautiful teeth grew into a perfect smile as she moved in closer, brushing his shoulder with her soft arm. "Look at these numbers. You'll find them as attractive as arousing."
What an odd choice of words, it crossed his mind, but his attention was quickly focused on her pitch document.
"We're essentially creating a unique asset class. Fractional ownership in high-value marital assets, with accompanying benefits. Each "wife share" would represent a percentage stake in a particular woman, tied to her earnings potential and level of control/access to her extramarital resources, with escalating levels of intimacy."
Louis' interest was peaking. He felt a strange sense of arousal, hearing this banker jargon, uttered from the seductive lips of his associate.
"The tiers offer an interesting progression of privileges and intimacy levels", Samantha explained. Her fingers travelled across Louis' hand to underline with her carefully manicured hands the table in front of him.
"I am imagining three tiers:
Intimate Acquaintance (low risk, moderate intimacy)
Investment: $250,000 per share (25% ownership)
Privileges: guaranteed occasional sexual encounters with the wife (~30 days/year), exclusive access to intimate events and retreats, no access to wife's social circles
Intimacy level: ongoing but limited sexual relationship
ROI potential: 25-50% annual return driven by exclusive brand partnerships
Loyal Companion (medium risk, high intimacy)
Investment: $500,000 per share (50% ownership)
Privileges: guaranteed regular sexual encounters with the wife (~90-120 days/year), exclusive access to intimate events and retreats, public encounters at social functions and access to her social circles, opportunities for collaborative business ventures or strategic partnership
Intimacy level: ongoing sexual relationship, romantic companionship
ROI potential: 50-100% annual return driven by exclusive brand partnerships and marketing, high-end match-making, potential divorce payouts
Co-Owner (high risk, very high intimacy)
Investment: $1,000,000 per share (100% ownership)
Privileges: guaranteed, unrestricted access to frequent sexual encounters with the wife (~9 months/year), exclusive access to intimate events and retreats, full access to her life, dominant influence and decision-making within wife's professional networks, business ventures and strategic partnership, exclusive right to leverage wife's brand, full control over her calendar
Intimacy level: ongoing sexual relationship with full control, submission
ROI potential: up to 150% annual return driven by exclusive brand partnerships and marketing, business ventures, high-end match-making, potential divorce payouts, asset co-management"
Louis shifted uncomfortably in his chair. He felt his cock pressing against his thin suit trousers and became acutely aware of Samantha's soft hand on his shoulder, occasionally venturing to caress his neck. This had quickly turned quite real.
"Walk me through the revenue generating activities here, Samantha." he asked, his voice low and even, his eyes never leaving her sensual face. He got the idea, but he didn't understand the financials still. His mind raced as he considered the implications of this new investment opportunity. He had always been a shrewd businessman, but this was something entirely new and different.
Her smile grew wider, her lips curling up in a subtle, sophisticated way. "I believe there are a number of revenue streams, that combined make a very compelling package." Her eyes shyly wandered below his desk, noticing the unavoidable.
"Firstly, you may not follow this market closely, but social media has generated a new economy that is completely untapped into by the investment sector. Social media stars are generating millions. Part of this investment fund would be providing the management of a content creation, social media personality, partnership deals, royalty agreements, a steady flow of income. Eventually we may move into intimate video content, high-quality exclusives as premium content or subscription-based, customised photo shoots."
Louis couldn't help but grin. He was starting to get Samantha's line of thinking. It was an intriguing thought. He held her hand still on the page with business projections, his strong grip shaking Samantha out of her zone of comfort.
Her cheeks flushed with a rose rush of adrenaline, but his beautiful associate tried not to be jacked out of her flow of explanation. "Secondly, experience packages. We will offer curate, luxurious experiences for additional clients such as private events or parties, vacations, once-in-a-lifetime adventures alongside the wife, personalised fantasy fulfilment, or simply adventure matchmaking - in simple terms: escort companions for high net-worth individuals. Successful matches can lead to recurring revenue through membership fees.
Thirdly, as the wife interacts in high-net worth circles, access to her network, the ability to build business by building relationships with her inner social circle of influential people, celebrities, valuable business contacts that are intimately tied to the investor as part of the experience packages."
"You've thought about this. But have you thought this through, Samantha? Hot wives are a depreciating asset class with a limited run time of exploitable returns. How do you structure the financials to avoid negative ROI?"
Samantha giggled, as if liberated. She freed her soft hand from his grip, turned a page and showed him a table that was as cold and calculated as it was daring. Her breath caressed his ear as she was explaining. Louis' mind was racing. He was juggling two competing thoughts - the allure of understanding a new financial product, and his fantasies about Samantha which were violently rampaging through his brain.
"I see three strategies to offset or delay depreciation: surgical enhancements, increase in depravity and long-term asset management."
Louis stopped in his tracks. He raised his inquisitive eyes from the page to her flushed face. "Increase in depravity,..." he murmured under his breath, while he allowed his fingers to slowly travel around her shapely hips. Samantha didn't skip a beat, as if she was oblivious to or simply expecting his advances. "Obviously, there is an element of optimisation of the asset at hand. Fitness and mind-body maintenance is a given and has to be a contractual baseline requirement. But here is the standardised investment overview:
Peak Desirability: 25-30 years old (optimum wife age) Ideal time for investors to capitalise market value.
Extending Peak of Desirability: 30-38 years old (cosmetic surgical enhancements represent minor capital injection for major asset appreciation)
Extending Window of Desirability: 39-45 years old (major surgical enhancements, can slow down profitability decreases)
Closure or long-term asset management: 46-65 years old (menopause, significant biological transition. Investors should aim to exit or maximise returns by pivot in leveraging brand and other assets. Ideal timing for divorce profit maximisation)"
Louis was surprised that Samantha had thought the model through in such detail. His hand was resting on her heaving body, sensing her state of mind and arousal. "Walk me through the risk mitigation strategies then, Samantha..." he probed her, while his fingers tentatively started to explore her backside.
Samantha's body responded with a shutter, while she did her best not to let him sense her heightened sense of arousal. "Well, we know that an increase in depravity can correlate with asset appreciation and hence be a risk mitigation factor. That said, decline in physical attractiveness has an irrevocable negative impact on the bottom line. I am more thinking about it in terms of a hedging effect of depravity, which should amount to approximately 20-30% against the desirability risk. In other words, for every dollar lost due to natural desirability declines, depravity could recoup 20-30% cents in terms of continued market appeal. Suffice to say, there is a limit to this mitigation strategy as depravity has potential brand reputational impacts."
Samantha was about to present an overview table to Louis when his fingers started to trace the outlines of her ass through the tight-fitting skirt. Samantha didn't object, partly because she wanted his continued attention to her pitch, and partly because she wanted his attention, period.
"Moderate Depravity at Peak Desirability (25-30 years): during the initial investment period, focus on establishing strong foundation of physical attraction, the sweet spot for depravity level is just above average for the asset to be considered edgy and interesting. Examples: public provocative but not indecent behaviour and appearances, public display of affection, social media content softcore, towards 28-33 years transition into full frontal nudity and carefully curated explicit content (e.g. art house films, limited edition photoshoots), intimate activities include deep throat, anal, light bdsm play, threesomes.
Controversial Depravity at Extended Peak Desirability (30-38 years): during the prolonged investment period, the social media value is well established but requires active management to maintain. Depravity level increased to controversial content with occasional indecent public behaviour, a move into onlyfans and/or graphic, hardcore pornography, intimate activities now also include: gangbang, hard bdsm. For some assets, it may play well to increase a transition towards tattoos, intimate piercing and body modification or celebrating a behaviour of substance abuse.